At CrossCheck, we believe in doing business with trust and confidence. For over 40 years, we’ve delivered payment protection for businesses that need to accept checks and high-dollar payments without fear of loss. Whether you're selling a vehicle, replacing a roof, furnishing a home, or caring for someone’s pet, you deserve to be paid for the work you do and the service you provide.
We didn’t get into this business just to process transactions. We got into it to remove friction from the payment process and help businesses say "yes" more often. When your team doesn’t have to second-guess a customer’s check, you’re free to focus on closing the sale and delivering great service. That’s why we do what we do. We believe in making payments easier, more secure, and more predictable for the businesses that keep our communities running.
How We Deliver Trusted Payment Protection
We offer a system of support built on decades of experience, smart risk analysis, and a real understanding of the challenges businesses face today. Our check guarantee services take the uncertainty out of accepting checks. If a check is returned unpaid, we cover it according to the terms of our agreement. That means no chasing down customers, no waiting weeks to find out if a payment cleared, and no disruption to your cash flow.
We’ve also built our business around service. When you call, a real person picks up. When you need support, we respond fast. Our team works with you to set up the right solution for your environment, and we stick with you as your needs evolve.
Our services integrate with a wide range of point-of-sale systems and business workflows, making it easy to add payment protection without disrupting your operations.
What We Offer
CrossCheck offers a suite of guaranteed payment solutions for businesses that want to reduce risk, improve cash flow, and deliver a better customer experience, especially in industries that still rely on check payments for high-dollar transactions. Our products include:
- Standard Check Guarantee
Accept checks with confidence. If a guaranteed check is returned unpaid, we cover the loss.
- Multiple Check
Let customers pay over time by writing 2 to 4 checks dated the day of purchase. You deposit the checks on an agreed upon schedule, and we guarantee the full amount if any are returned unpaid.
- Electronic Check Processing
Deposit checks faster by submitting them electronically from your location. This convenient solution reduces trips to the bank and includes guarantee protection.
- ACH Guarantee
Accept ACH payments with the same level of protection as checks. We back qualified ACH transactions for added peace of mind.
- Industry Integration
We work with a range of trusted technology platforms, offering flexibility across different point-of-sale environments and business systems.
Our services are trusted by auto dealers, furniture stores, veterinarians, building supply dealers, and other merchants across the country. We help you close more sales, reduce losses, and protect your bottom line.
The Bottom Line
We’re in business to help you grow yours. That means protecting every payment you accept and giving you tools that build trust at the point of sale. With CrossCheck, you’re not just getting a payment processor, you’re getting a partner who stands behind your transactions.
Ready to simplify payment acceptance and reduce risk?
Contact CrossCheck to learn more about our payment protection for businesses.
