CrossCheck Blog

Auto repair shops often face a tough situation—customers need essential repairs right away, but paying the full amount upfront isn’t always possible. While credit cards and financing are options, they don’t work for everyone. Many customers prefer to pay by check, but that comes with risks like insufficient funds, stop payments, or closed accounts.

It's an unfortunate reality that not every customer who writes you a check will follow through on their payment. A stop-payment on checks can be issued for a multitude of reasons, such as lost or stolen checks or checkbooks, checks mailed to wrong addresses or made out for incorrect amounts. Disputes over purchases such as defective merchandise or poorly written service agreements could also derail a check payment. Dealing with stop-payment orders can be a costly and time-consuming process. The prospect of legal battles, lost revenue, and administrative headaches can be daunting. CrossCheck's Check Guarantee service will protect your business and ensure you get paid even if a customer decides to issue a stop-payment on a check.

Four-legged furballs can brighten anyone’s day and our pets are generally considered family members just as they consider us part of their packs. Covid has only heightened both this need for unrivaled affection…and the cost that can accompany such a relationship. Although pet parenthood has increased significantly during the Covid pandemic as people have decided to adopt cats and dogs for extra companionship, pet insurance – whether it be accident-and-illness coverage or accident-only – has not quite kept pace.

There are several factors to suggest prices for both new and used cars will continue to rise well into 2022 from the record levels already reached this year. At an average in 2021 of $45,000 for new cars and $25,000 for used cars - and rising - many consumers will likely find it either unpalatable or even impossible to buy a new car. That is great news for auto repair shops. CrossCheck can help seal the deal with sensible payment options as cash-strapped consumers will be increasingly likely to pay for repairs, rather than throw their older cars on the scrap heap.

Whether the patient walks, gallops, flies, or leaps its way into the office, veterinarians care for a wide range of their customer’s beloved companions. Despite the best efforts of the vet and his/her staff, the result of animal care isn’t always what everyone had hoped for. The price of treatment can be a surprise when it comes to serious conditions and emergency pet care. If you add an unfavorable outcome, it could lead to payment disputes. Written checks are a widely accepted payment method by veterinarians. Customers can issue a stop payment on their check when a misunderstanding or dispute arises. Stop payments are difficult to collect especially if the consumer is unhappy about the result of their animal's care. Luckily, there are services available to protect your pet clinic from the pitfalls of stop-payment checks. Read below the break to learn more about the impact of stop payments and the services available to protect your veterinary practice.

If you are a merchant, there cannot be too many things that are more aggravating than getting a notice from your bank that you are not going to get paid because a customer put a stop payment on a check written to you. Your first reaction would probably be surprise, then disappointment, and then anger. “How could they do this to me? … I gave them a good product at a good price and I provided good customer service too.” As detailed below, there are legitimate reasons for requesting stop payments. On the other hand, writing a check and then stopping payment to avoid getting charged can be considered check fraud, which is a crime actionable at law. Before we get into all that, let’s look at how a merchant-customer relationship is supposed to work.