CrossCheck serves verticals such as retail automotive, the auto aftermarket, building supply, medical, dental, and veterinary offices, as well as home furnishings, with check guarantee services and innovative premium solutions. From small family-owned businesses to national chains, CrossCheck’s guaranteed payment solutions help every merchant increase sales, mitigate risk, and save time and money.
CrossCheck offers the highest check approval rates in the industry, even guaranteeing checks declined by other providers.
Finding reasons to approve checks rather than decline them is what CrossCheck does best.
Check Verification services recommend whether or not merchants should accept specific checks.
Since it is impossible to determine if consumers or businesses have sufficient funds to cover checks drawn on their accounts, Check Verification helps merchants by reducing the likelihood of accepting bad checks.
Check Guarantee services protect merchants from incurring the financial loss of accepting bad, bounced or returned checks for reasons including insufficient funds, closed accounts, and stop payment orders issued by banks.
The two types of services are Standard Check Guarantee and Electronic Check Processing with Guarantee.
Electronic Check Processing helps thousands of merchants automate check authorizations and deposits.
Remote Deposit Capture (RDC) is an advanced type of Electronic Check Processing enabling merchants to accept and deposit guaranteed checks into their accounts using desktop scanners or the CrossCheck MobilePay app.
CrossCheck's Auto Industry RDC Solution is a suite of check guarantee solutions that includes three essential services:
Remote Deposit Capture (electronic processing), Multiple Check (a future deposit function for down payments or sales), and Check on Delivery (to pre-approve delivered auto parts orders).
Plus Sales is the ultimate backup plan for merchants after their current vendor declines to approve a check. When merchants fail to acquire approval from their existing check guarantee provider, they turn to CrossCheck.
Plus Sales is a stand-alone guarantee service that guarantees checks declined by other check guarantee providers.
CrossCheck offers a variety of Premium services that can be combined to address unique merchant needs and provide an individualized level of service.
Premiums enhance the functionality of Check Guarantee services to provide added levels of protection. Multiple Checks, Check on Delivery, and Stop Payment Protection are the most popular.
CrossCheck, Inc
1440 N McDowell Blvd
Petaluma, CA 94954
707-665-2100