CrossCheck Blog

In a perfect world, every customer would pay instantly—and every check would clear without a hitch. But if you're running a mobile business, from delivering furniture to repairing air conditioners or fixing windshields, you know that's not always the case. That’s why CrossCheck Mobile Pay was developed: to make it easy for you to get paid by check safely and on the spot, no matter where the job takes you.

Auto repair shops often face a tough situation—customers need essential repairs right away, but paying the full amount upfront isn’t always possible. While credit cards and financing are options, they don’t work for everyone. Many customers prefer to pay by check, but that comes with risks like insufficient funds, stop payments, or closed accounts.

Balancing cash flow while providing customers with flexible payment options is a challenge every contractor and supplier faces. Waiting weeks for invoices to clear can slow down business, and credit card fees—often 2.5% to 4% per transaction—can take a big bite out of profits, especially on high-dollar sales. But turning down a sale because a customer needs more time to pay isn’t the answer.

Auto repair costs are climbing, putting both customers and dealerships in a tough spot. According to the U.S. Bureau of Labor Statistics’ Motor Vehicle Maintenance and Repair Consumer Price Index, repair costs increased 5.9% year over year in January—continuing a trend of steady increases.

Veterinary practices provide the best possible care for pets, but rising treatment costs can create challenges for both clinics and pet owners. Unexpected expenses often lead pet parents to delay or decline necessary care, while clinics face the challenge of offering flexible payment options without risking their financial stability.

Running an HVAC business comes with its fair share of challenges, especially when it comes to payments. From managing high-dollar transactions to dealing with credit card fees, finding the right payment solutions can make a big difference in your bottom line. The good news? There are reliable options that help you get paid faster, reduce costs, and give customers more flexibility. Here’s a look at some common payment challenges HVAC businesses face—and how the right tools can help.

In a world of digital payments, mobile wallets, and contactless transactions, many businesses assume that checks are outdated—but that couldn’t be further from the truth. While credit cards and digital payments dominate headlines, checks remain a crucial part of business transactions, especially for industries that rely on high-dollar purchases and cost-effective payment processing. According to the 2022 Federal Reserve Payments Study (most recent study), checks accounted for $26 trillion in processed payments. While check usage has declined over time, it remains a key payment method for businesses looking to reduce costs, improve cash flow, and offer customers flexible payment options. Accepting checks—especially with a check guarantee service—can be a smart financial decision in 2025 and beyond.

The building materials sector faces significant challenges in 2025, influenced by factors such as inflation, potential tariffs, and rising demand for sustainable products. As the economy remains unpredictable, suppliers must find ways to streamline operations and mitigate financial risks, with a focus on efficient payment processing.

In the world of B2B commerce, payments are the lifeline of strong partnerships. For businesses like auto parts suppliers, building materials suppliers, veterinary and medical equipment suppliers, office supply dealers, and more, accepting checks remains a cornerstone of business transactions. But with checks come inherent risks, like returned checks for insufficient funds or stop payments. CrossCheck, a leader in payment solutions, offers several tools to secure your transactions and streamline payment processes: Check Guarantee Check on Delivery (COD) Multiple Check