Privacy Policy

Updated 3/1/19

Introduction

CrossCheck, Inc. (“CrossCheck,” “Company, ”“we,” “our” or “us”) is committed to protecting its users’ privacy. This Privacy Policy is designed to inform users of www.cross-check.com (“Website”) about how we collect, use, share, and protect information provided to or collected by CrossCheck through the Website regardless of how users access or use the Website (e.g., via personal computers, mobile devices, or otherwise). CrossCheck will take reasonable steps to protect user privacy consistent with this Privacy Policy and applicable laws. This Privacy Policy may be periodically updated from time to time and without notice. Changes are effective upon the posting of the revised Privacy Policy. User consent to the revised Privacy Policy is given upon use of our Website after posting. Any previously collected personal information will not be used in a manner materially different that indicated at the time it was collected without first obtaining the user’s consent. Please also review our Terms of Use which govern the use of our Website.

***By accessing our Website you agree to be bound by the Terms of Use and Privacy Policy***

Scope

This Privacy Policy only applies to how CrossCheck gathers and uses information provided to or collected by CrossCheck through the Website. It does not apply to third-party websites which may be linked to our Website and collect personally identifiable information about a user’s online activities. Third-party websites may have their own privacy policies. If you click on a link and visit another website, please be sure to review their privacy policy. CrossCheck is not responsible for the privacy practices of other websites.

Do Not Track Disclosures

Web browsers allow users the choice on how personally identifiable information about an individual user’s online activities over time and across third-party websites or online services are collected. This Website may not respond to Do Not Track (DNT) privacy preferences set in user web browsers.

Collection of Non-Public Personal Information

CrossCheck may collect the following types of non-public personal information:

  • Identifying information such as name, address, telephone number, social security number, driver’s license number and/or other identification numbers.
  • Consumer report information, including payment history, property ownership and other account information.
  • Financial background information relating to the ownership and location of assets, employment history and status, as well as other information relating to financial status.
  • Certain information we receive and store, for example, when you access the website, when you supply information such as your address or phone number, or when you submit information through the feedback portals. You can choose not to provide personal information, however CrossCheck may not be able to provide certain services under those circumstances.
  • Cookies sent to your personal computer when you access the Website that specifically identifies the particular browser being utilized. Cookies are used by CrossCheck for a variety of reasons, including but not limited to information tracking on how to improve the services being provided by CrossCheck and tracking user tendencies. If you do not want these cookies to be used in connection with your system, you may set your browser so that cookies are not accepted and you may also set your browser to notify you when your system has received a cookie. However, some CrossCheck features and services may not function properly if your cookies are disabled.
  • IP addresses of computers used to visit this site preserved in the system. In addition, other information such as email addresses, browser types, operating systems, and the URL addresses of sites clicked to and from this site are automatically collected as well.

The non-public personal information CrossCheck collects is obtained from the following sources:

  • Information received on application and other forms;
  • Information submitted through the Website and feedback portals;
  • Information about transactions with CrossCheck or third parties;
  • Information received from a consumer reporting agency; and
  • Information obtained from public records.

Disclosure of Non-Public Personal Information

CrossCheck does not disclose any non-public personal information about users, except as may be authorized or required by law or in the following instances:

  • Disclosure in response to the order of a court having jurisdiction to issue such an order or a subpoena issued in connection with proceedings before a federal grand jury;
  • Disclosure in accordance with the written instruction of the user;
  • Disclosure in connection with a transaction initiated by the user;
  • Disclosure to a subsidiary business with whom the Company has a trusted relationship for the purpose of processing information on behalf of the Company or an affiliate of the Company, or in furtherance of a transaction initiated by the user.

For each website visitor who enters our site as a result of clicking on Google AdWords campaigns, we use unique tracking codes to determine the search phrase used. This information is tracked to help optimize our Google AdWords campaigns, and will not be sold to any third party.

Our Commitment to Protecting the Confidentiality of Personal Information

CrossCheck limits access to non-public personal information to those employees who have a need to fulfill their business responsibilities. Those employees are required to adhere to the requirements imposed by law and to the CrossCheck Privacy Policy, as well as being obligated to adhere to the provisions of the CrossCheck Confidentiality Policy. The breach of these obligations can result in suspension, termination and criminal prosecution.

We only disclose information as permitted or required by applicable law.

Safeguarding Personal Information

CrossCheck maintains physical, electronic and procedural safeguards to ensure that non-public personal information is adequately guarded. Internal reviews are conducted with respect to the collection of and storage of data to ensure security.

While CrossCheck incorporates the above safeguards to help protect and secure personal information, we cannot guarantee that data transmitted online, wirelessly or by other electronic means is 100% secure.  Any use of our Website and the information provided to us is at the user’s own risk.

Contact Information

If you have questions or comments about our privacy and terms of use policies, please visit the Contact Us page.