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ISOs to Attend ETA Event: 2017 Transact

Posted by Jessica Beaudry on Fri, Apr 21, 2017 @ 10:28 AM

In less than one month, Las Vegas will transform into a hub of knowledge-sharing, innovation and technological discovery for the payments industry. 2017 Transact, hosted by the Electronic Transactions Association (ETA), will draw ISOs, VARs, large financial institutions including banks, payment processors and developers, tech startups, entrepreneurs, and other payments industry stakeholders located within the United Sates and across the globe.

The payments industry event will take place May 10 – May 12 at the Mandalay Bay Convention Center in Nevada. With over 4,000 attendees — including 1,000 plus C-level executives, more than 200 exhibitors set to debut leading payments technology, and a selection of beneficial sessions — ISOs will find a wealth of business-enhancing opportunities at 2017 Transact.

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Tags: Independent Sales Organization (ISO)

CareCredit and Other Medical Payment Solutions

Posted by Jessica Beaudry on Tue, Apr 18, 2017 @ 10:00 AM

For healthcare providers, patient well-being is the number one priority, but the ability to provide affordable services and receive fair compensation is crucial to their continued success. With medical costs remaining as a primary consumer concern, the CrossCheck editorial staff takes a closer look at the services and requirements of one popular option, CareCredit.

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Tags: Medical

How Much Do You Need to Save for Retirement?

Posted by Brandes Elitch on Mon, Apr 17, 2017 @ 09:13 AM

It seems like every time you pick up the business section of the paper you see an article in the personal finance column about the “impending retirement disaster” that is looming for Americans. These articles typically point out that most people are not saving anywhere near what they will need for retirement, and thus, will not have enough money to live on when they do. In this article, we will evaluate the statistics behind these observations; then point out how CrossCheck can help your customers.

The median wage earner retiring at 67 years of age will typically get a social security monthly check for $1606, or $2409 if there is a spousal benefit. Compare this to someone who is working and making $54,000 a year, who would keep about $3500 a month after taxes and their contribution to their 401(k) plan.

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Tags: Multiple Check

Building Materials Dealers and Check on Delivery

Posted by Joe Gargiulo on Sat, Apr 15, 2017 @ 07:00 AM

It’s 6:55 Saturday morning, and entire neighborhoods along a 10-mile stretch of secondary roads are vibrating as two heavy-duty dump trucks pass with engines growling. Few people are awake at this hour except for those heading to the gym, getting ready for work, or the lone eager homeowner awaiting the delivery of building materials from a landscaping supplier.

The convoy’s lead driver is using a smart phone with GPS to find the delivery site — a modest three-bedroom, two-bath home undergoing renovation in suburbia. The homeowner flags him down in the street and the pair discuss a suitable drop zone. Meanwhile, the second driver waits a few doors down with the motor running until the first truck unloads its cargo.

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Tags: Building Materials

Specialty Retailers: Haute Couture

Posted by Jessica Beaudry on Fri, Apr 14, 2017 @ 07:00 AM

In the words of character Carrie Bradshaw, “I like my money right where I can see it — hanging in my closet.” Following a post-recession aversion to spending, luxury retailer stores are beginning to see consumers loosen their purse strings, toss out old handbags and purchase new in-style replacements. With consumer confidence on the rise, specialty retailers are advised to stay ahead of the trends in customer services to retain and attract new revenue.

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Tags: Specialty Retail

Inside ETA’s 2017 TRANSACT Conference: Background and Benefits

Posted by Brandes Elitch on Thu, Apr 13, 2017 @ 09:58 AM

If you’re reading the CrossCheck blog, you’re undoubtedly interested in what’s happening in the payments industry and may be attending TRANSACT 17, the mega trade event produced by the Electronic Transactions Association (ETA). CrossCheck’s Partner & ISO Relations department will be behind booth 924 to discuss lifetime residuals for ISOs, our most popular merchant programs, and Focus, our desktop app that places merchants one click away from check guarantee services.

Those of us who have been here for a while tend to forget there are many new entrants every year: new merchant-level salespeople and independent sales organizations (ISOs), new vendors, new payment platforms and new hardware manufacturers — it’s a busy place!

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Tags: ETA, Independent Sales Organization (ISO)

Finding Joy in the Home Furnishings Industry

Posted by Joe Gargiulo on Wed, Apr 05, 2017 @ 12:45 PM

Fans of the “The Bucket List” may recall the voiceover of the note sent by character Carter Chambers (Morgan Freeman) to his friend, Edward Cole (Jack Nicholson): “Find the joy in your life, Edward … close your eyes and let the waters take you home.”

In the context of the home furnishings industry, finding joy has everything to do with making a living while providing goods, services and information that positively impact customers and their families in their place of residence.

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Tags: Home Furnishings

What Is the Cost of a Funeral and How Can You Pay for It?

Posted by Brandes Elitch on Mon, Apr 03, 2017 @ 06:45 AM

Last December, the Experian credit bureau released data from its FileOne database (per the blog) about what happens financially when someone dies. Yes, this is a pretty sobering subject, and one that we are familiar with here at CrossCheck. You see, CrossCheck has hundreds of funeral homes that rely on us to help them every week. We stand in at point of sale in a funeral home to help the bereaved pay for the cost of a funeral without having to apply for credit or pay interest or take out another unsecured credit card. Some consumers call our product a “life-saver,” but we wouldn’t use that phrase in this case. Read More

Tags: Funeral Homes

Check Guarantee Plus Sales Benefits

Posted by Joe Gargiulo on Fri, Mar 31, 2017 @ 06:45 AM

A day in the life of a CrossCheck field sales person sometimes mimics the fast pace of a certain counter-espionage series that dominated television for a number of years. That one-hour program always began with the words, “the following takes place between 10:00 AM and 11:00 AM” or whatever particular hour was being framed during the episode.

CrossCheck field sales representatives don’t carry weapons, but they are armed with the latest information about check guarantee services.

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Tags: Plus Sales

Protecting Merchants with Payments Industry Security

Posted by Brandes Elitch on Thu, Mar 30, 2017 @ 10:11 AM

At CrossCheck, we are vitally interested in payments industry security while identifying and uncovering schemes to defraud the merchant. After all, our core business is managing risk and protecting our merchants by guaranteeing a stream of payments to be deposited in the future. This is a risky business to begin with, and we always want to be aware of what is going on around us in the financial and payments ecosystem.

Today, it seems like there is a never-ending stream of ways that fraudsters and criminals can penetrate the banking system to steal credentials, identities and of course, funds in a merchant’s bank account, to say nothing of ransomware and other newly invented categories.

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Tags: Check Guarantee

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