Consumers hang on to checks as fiercely as they hang on to their smart phones. We're still writing checks, though their demise was predicted twenty years ago. Even with the increase in debit card use, about 90% of US adults have a checking account. In addition to paying bills, we still use checks to make person-to-person payments, pay the rent and the gardener, donate to social causes, present as gifts and shop. And now, with the emergence of new payment processing technology that simplifies depositing, such as mobile remote deposit capture, it could be that checks are here to stay.