Why Use Check Guarantee Services?

Finding reasons to approve checks is what CrossCheck does best.

The Need for Check Guarantee

Checks continue to be preferred by a large segment of consumers as well as businesses and have earned their rightful place among the other forms of payment (cash, card and ACH).

All payment types carry risk, so check guarantee services were designed to protect merchants from incurring the financial loss of accepting bad, bounced, or returned items. 

The Guarantee Factor

As check guarantee specialists, the people behind CrossCheck find that it is their second nature to create programs around the "Guarantee Factor." This drive has led to a line of guaranteed solutions that help businesses accept a wider variety of payment types and complete a greater number of transactions.

Eliminating risk while helping merchants increase sales is the reason CrossCheck has been so successful since 1983.

Check Guarantee Services

CrossCheck offers Standard Check Guarantee and Electronic Check Processing, where checks are quickly scanned on desktop equipment and uploaded to CrossCheck from the point of sale or office.

CrossCheck also has a variety of Premiums that enhance the functionality of Check Guarantee services to create greater protection and convenience. Premiums can be combined to address unique merchant needs and provide an individualized level of service.

CrossCheck focuses on verticals such as retail automotive, auto aftermarket, building supply, home furnishings, and medical/dental/veterinary offices with guarantee services and innovative premiums including Remote Deposit Capture, the Automotive Payment Solution program, Multiple Check, Stop Payment Protection, and more.

Merchants Prefer CrossCheck

CrossCheck is a privately held Check Guarantee and Check Verification firm with merchant customers ranging from small operations to the largest auto dealership in the nation. This independent spirit is part of what makes CrossCheck unique in the marketplace. CrossCheck offers the highest check approval rates in the industry and even guarantees checks declined by other providers (see Plus Sales). See what they are saying: Merchant Testimonials 

Finding reasons to approve checks is what separates CrossCheck from other check guarantee companies.

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