Why CrossCheck

CrossCheck's independent spirit as a privately held check guarantee and check verification company is what makes it unique in the marketplace.

The company philosophy, "Say Yes to Checks," is an advantage to merchants because it allows them to accept more checks creatively, securely and efficiently. Over the years, CrossCheck has developed several service enhancements not offered by other check guarantee companies. CrossCheck, for example, even approves checks declined by the competition.

From small, family owned businesses to national chains, CrossCheck’s guaranteed payment solutions helps  merchants increase sales and mitigate risk while saving time and money.

Auto Industry Expertise

Crosscheck's Automotive Payment Solution is a suite of check guarantee solutions that includes Remote Deposit Capture (a type of electronic check processing), Multiple Check (a future deposit function), and Check on Delivery (to pre-approve check payments for delivered  vehicles and parts over the phone).

In addition, Multiple Check is a powerful sales tool for auto aftermarket stores and automotive repair shops because it gives consumers a little extra time to pay for expensive purchases. CrossCheck guarantees those payments (2 – 4 checks that are typically deposited over 30 days) to create happy merchants as well as customers.

Individualized Services

CrossCheck’s standard offerings may be combined with industry-specific programs and select premiums so that merchants only pay for the services they need. These individualized packages help merchants accept a greater number of payment types, simplify transactions, and save even more time and money.

CrossCheck Value

Many longstanding merchant customers appreciate the benefits of CrossCheck’s check guarantee solutions:

• A wider acceptance of checks and fewer administrative returns
• Green-friendly paperless recordkeeping and processing
• Loaner equipment is available at no additional charge
• 24/7 processing, transaction reporting and review
• Free 24/7 customer service and tech support
• Consolidated reporting and banking

Finding reasons to approve checks versus decline them is what CrossCheck does best.

Rated A+ by the BBB

CrossCheck’s quality services and a high level of customer service are well-known across the country. These factors have contributed to our organization being an accredited member of the Better Business Bureau (BBB) with an A+ rating for a number of years.