Updated May 11, 2026
Secure ACH payment links delivered through email or text help simplify repeat payments and allow returning customers to complete transactions more quickly and conveniently.
As credit card processing costs continue to rise, many businesses and consumers are looking for more cost-effective payment options. Modern Pay-by-Link solutions provide a secure and convenient way for customers to pay directly from their bank accounts while helping businesses reduce payment processing costs and streamline digital payment experiences powered by modern ACH and open banking technology.
Once customers receive the ACH Pay-by-Link via text or email, they simply enter their payment information and securely complete the payment digitally.
Our ACH Pay-by-Link solution also helps businesses improve confidence in ACH payment processing. Once a customer submits their payment information, CrossCheck processes the transaction and funds the merchant account.
ACH Pay By Link with Guarantee helps businesses reduce exposure to returned payments while supporting more secure and reliable ACH payment experiences. Enhanced digital payment workflows also make it easier for returning customers to complete future payments quickly and securely.
With CrossCheck's ACH Pay-by-Link, businesses that rely on repeat customers can create seamless and convenient payment experiences.
When a consumer chooses an auto repair shop, for example, they often return to the same shop for future services and repairs. With ACH Pay-by-Link, customers can complete payments quickly and securely without repeatedly entering payment information.
For future visits such as regular maintenance, tires, or brake service, the shop can simply send a payment link by text or email once the vehicle is ready for pickup. Customers can review the invoice, complete the ACH payment digitally, and pick up their vehicle with minimal friction.
The same convenience applies to businesses such as veterinary clinics, where loyal customers frequently return for ongoing care and recurring appointments. ACH Pay-by-Link helps simplify repeat payment experiences while supporting faster, more convenient, and more secure digital payments.