---
title: What the Collision Repair Recovery Means for Collision Shops and How to Capture More Work
description: Collision repair is rebounding. See how customer-pay jobs and CrossCheck’s payment solutions are helping shops capture more business in 2026.
image: https://www.cross-check.com/hubfs/iStock-1585350185.jpg
---

- [** ](http://www.linkedin.com/company/62566)
- [** ](http://www.facebook.com/crosscheck)
- [** ](http://twitter.com/CrossCheckInc)
- [** ](http://www.youtube.com/user/CrossCheckInc)

- [Merchant Portal](https://merchant.cross-check.com/portal/login.jsp?)
- [![Schedule Free Consultation](https://no-cache.hubspot.com/cta/default/138250/a216f745-f296-4eec-a075-490085cfe3a3.png)](https://cta-redirect.hubspot.com/cta/redirect/138250/a216f745-f296-4eec-a075-490085cfe3a3)

[![CrossCheck Logo](https://www.cross-check.com/hs-fs/hubfs/CrossCheck_May2019/logos/CrossCheck.png?width=138&name=CrossCheck.png "CrossCheck Logo")](https://www.cross-check.com/)

# What the Collision Repair Recovery Means for Collision Shops and How to Capture More Work

Posted by [CrossCheck](https://www.cross-check.com/blog/author/crosscheck) | Mon, Oct 13, 2025 @ 12:46 PM

- [Tweet](https://twitter.com/share)

![a truck being worked on at a collision center](https://www.cross-check.com/hs-fs/hubfs/iStock-1585350185.jpg?width=2121&height=1414&name=iStock-1585350185.jpg)

Industry experts are beginning to see signs of recovery for collision repairers after several years of uncertainty. At the recent [CIECA CONNEX conference](https://connex.cieca.com/CIECACONNEX2025), consultant Sean Carey described the past two years as a “roller coaster ride” with downturns tied to reduced vehicle sales, pandemic aftereffects, and rising insurance premiums. Now, heading into 2026, he expects the market to grow by four to five percent. 

For many shops, the most important takeaway is not just that the work is returning, but that the type of work is changing. The recovery is expected to bring an increase in customer-pay repairs, smaller ticket jobs, and more dealer and fleet reconditioning work. This shift presents a strong opportunity for collision repairers who are ready to adapt. 

### Customer-pay is on the rise 

Consumers have deferred an estimated $60 billion in repair work over the past few years. With used vehicle values climbing, drivers are beginning to see their older cars as more valuable and worth repairing. Those tidy $1,000 to $3,000 jobs that were once put off are likely to return. 

This is good news for shops that rely on customer-pay work, but it also comes with challenges. When consumers face out-of-pocket repair bills, they may hesitate or delay approval. Offering flexible and secure payment solutions is key to capturing this business. 

## How CrossCheck helps shops close more sales 

CrossCheck specializes in payment protection for the automotive industry. For collision repairers, our services make it easier to say yes to every job. 

- Multiple Check: Give customers the ability to split a repair bill into smaller payments written on the day of service while the shop receives guaranteed funds. 

- Check Guarantee: Accept checks with confidence, knowing every transaction is protected from risk. 

- ACH Pay-by-Link: Send a secure payment link so customers can approve and pay from anywhere. 

- Remote Deposit Capture and [Mobile Pay](https://www.cross-check.com/mobile-pay): Make it simple to process payments quickly, whether in the shop office or on the go. 

These programs keep repairers cash-flow positive while giving customers the flexibility they need to move forward with repairs.

### Collision repairers of all sizes are positioned for growth 

Carey predicts that many collision repair businesses will see new opportunities as customer-pay work increases. While independent shops may benefit from their close community ties, multi-location and dealer-affiliated repair centers are also likely to see more repair volume from used vehicle reconditioning and trade-ins. 

CrossCheck supports all types of repair operations with payment solutions that help close more jobs and reduce financial risk. Whether a business is locally owned or part of a larger dealer network, our programs make it easier to serve more customers and keep transactions secure. 

### Looking Ahead 

The collision repair industry is shifting into a period of renewed activity. Shops that understand the importance of customer-pay work and prepare to accommodate it will be best positioned to succeed. With [CrossCheck](https://www.cross-check.com/) protecting every payment and helping customers manage repair costs, collision repairers of all sizes can approach this recovery cycle with confidence. 

 

### Need help choosing the right solution?

We’re here to help you select the best service tailored to your industry and business goals.

 

[**Talk to a Specialist →**](https://www.cross-check.com/free-consultation)

 Topics: [Auto Repair](https://www.cross-check.com/blog/topic/auto-repair), [Auto Industry](https://www.cross-check.com/blog/topic/auto-industry), [Auto Repair Payment Solutions](https://www.cross-check.com/blog/topic/auto-repair-payment-solutions), [Collision repair shops](https://www.cross-check.com/blog/topic/collision-repair-shops), [Auto body shop payment solutions](https://www.cross-check.com/blog/topic/auto-body-shop-payment-solutions), [Collision repair industry](https://www.cross-check.com/blog/topic/collision-repair-industry), [Collision shop recovery](https://www.cross-check.com/blog/topic/collision-shop-recovery)

#### Written by [CrossCheck](https://www.cross-check.com/blog/author/crosscheck)

[Facebook](https://www.facebook.com/crosscheck) [LinkedIn](https://www.linkedin.com/company/crosscheckinc) [Twitter](https://x.com/home)

### Subscribe

### Topics

- [Check Guarantee (81)](https://www.cross-check.com/blog/topic/check-guarantee)
- [Multiple Check (61)](https://www.cross-check.com/blog/topic/multiple-check)
- [Auto Dealerships (51)](https://www.cross-check.com/blog/topic/auto-dealerships)
- [CrossCheck (34)](https://www.cross-check.com/blog/topic/crosscheck)
- [Check Verification (33)](https://www.cross-check.com/blog/topic/check-verification)
- [ACH (27)](https://www.cross-check.com/blog/topic/ach)
- [Electronic Check Processing (22)](https://www.cross-check.com/blog/topic/electronic-check-processing)
- [Auto Repair (21)](https://www.cross-check.com/blog/topic/auto-repair)
- [Remote Deposit Capture (RDC) (20)](https://www.cross-check.com/blog/topic/remote-deposit-capture-rdc)
- [ACH payments (18)](https://www.cross-check.com/blog/topic/ach-payments)
- [Building Materials (15)](https://www.cross-check.com/blog/topic/building-materials)
- [Increase Sales (14)](https://www.cross-check.com/blog/topic/increase-sales)
- [Mobile Pay (14)](https://www.cross-check.com/blog/topic/mobile-pay)
- [Veterinarians (14)](https://www.cross-check.com/blog/topic/veterinarians)
- [Auto Aftermarket (13)](https://www.cross-check.com/blog/topic/auto-aftermarket)
- [Check on Delivery (12)](https://www.cross-check.com/blog/topic/check-on-delivery)
- [Home Furnishings (12)](https://www.cross-check.com/blog/topic/home-furnishings)
- [Construction (11)](https://www.cross-check.com/blog/topic/construction)
- [Retail (11)](https://www.cross-check.com/blog/topic/retail)
- [Dentists (10)](https://www.cross-check.com/blog/topic/dentists)
- [Brandes Elitch (9)](https://www.cross-check.com/blog/topic/brandes-elitch)
- [C.A.R.S. (8)](https://www.cross-check.com/blog/topic/c-a-r-s)
- [Check Processing (8)](https://www.cross-check.com/blog/topic/check-processing)
- [Auto Industry (7)](https://www.cross-check.com/blog/topic/auto-industry)
- [Heavy Equipment (7)](https://www.cross-check.com/blog/topic/heavy-equipment)
- [Independent Sales Organization (ISO) (7)](https://www.cross-check.com/blog/topic/independent-sales-organization-iso)
- [Medical (7)](https://www.cross-check.com/blog/topic/medical)
- [Payment Guarantee Services (7)](https://www.cross-check.com/blog/topic/payment-guarantee-services)
- [Small Business (7)](https://www.cross-check.com/blog/topic/small-business)
- [Check Fraud (6)](https://www.cross-check.com/blog/topic/check-fraud)
- [Stop Payment Protection (6)](https://www.cross-check.com/blog/topic/stop-payment-protection)
- [multiple check payment program (6)](https://www.cross-check.com/blog/topic/multiple-check-payment-program)
- [Automotive Payment Solution (5)](https://www.cross-check.com/blog/topic/automotive-payment-solution)
- [Check Payment Processing (5)](https://www.cross-check.com/blog/topic/check-payment-processing)
- [credit card (5)](https://www.cross-check.com/blog/topic/credit-card)
- [Bounced Check Protection (4)](https://www.cross-check.com/blog/topic/bounced-check-protection)
- [Business Payment Solutions (4)](https://www.cross-check.com/blog/topic/business-payment-solutions)
- [Cash Flow Management (4)](https://www.cross-check.com/blog/topic/cash-flow-management)
- [Check Acceptance (4)](https://www.cross-check.com/blog/topic/check-acceptance)
- [CheckPayments (4)](https://www.cross-check.com/blog/topic/checkpayments)
- [Credit Card Fees (4)](https://www.cross-check.com/blog/topic/credit-card-fees)
- [Electronic Transactions Association (ETA) (4)](https://www.cross-check.com/blog/topic/electronic-transactions-association-eta)
- [Furniture Retail (4)](https://www.cross-check.com/blog/topic/furniture-retail)
- [Las Vegas Market (LVM) (4)](https://www.cross-check.com/blog/topic/las-vegas-market-lvm)
- [Motorcycle Dealers (4)](https://www.cross-check.com/blog/topic/motorcycle-dealers)
- [check guarantee services (4)](https://www.cross-check.com/blog/topic/check-guarantee-services)
- [crosscheck check guarantee (4)](https://www.cross-check.com/blog/topic/crosscheck-check-guarantee)
- [Auto Dealership Payments (3)](https://www.cross-check.com/blog/topic/auto-dealership-payments)
- [B2B Payments (3)](https://www.cross-check.com/blog/topic/b2b-payments)
- [Events / Conferences (3)](https://www.cross-check.com/blog/topic/events-conferences)
- [Future Payments (3)](https://www.cross-check.com/blog/topic/future-payments)
- [Guaranteed payments (3)](https://www.cross-check.com/blog/topic/guaranteed-payments)
- [HVAC (3)](https://www.cross-check.com/blog/topic/hvac)
- [High-ticket transactions (3)](https://www.cross-check.com/blog/topic/high-ticket-transactions)
- [NSF (3)](https://www.cross-check.com/blog/topic/nsf)
- [Payment Protection (3)](https://www.cross-check.com/blog/topic/payment-protection)
- [Payment Solutions (3)](https://www.cross-check.com/blog/topic/payment-solutions)
- [Plus Sales (3)](https://www.cross-check.com/blog/topic/plus-sales)
- [Risk Management (3)](https://www.cross-check.com/blog/topic/risk-management)
- [Travis Powers (3)](https://www.cross-check.com/blog/topic/travis-powers)
- [Vet Industry (3)](https://www.cross-check.com/blog/topic/vet-industry)
- [auto dealership payment solutions (3)](https://www.cross-check.com/blog/topic/auto-dealership-payment-solutions)
- [payment risk protection (3)](https://www.cross-check.com/blog/topic/payment-risk-protection)
- [Animal Hospitals (2)](https://www.cross-check.com/blog/topic/animal-hospitals)
- [Auto Repair Payment Solutions (2)](https://www.cross-check.com/blog/topic/auto-repair-payment-solutions)
- [Automotive payments (2)](https://www.cross-check.com/blog/topic/automotive-payments)
- [Boat Dealerships (2)](https://www.cross-check.com/blog/topic/boat-dealerships)
- [Business Finance (2)](https://www.cross-check.com/blog/topic/business-finance)
- [CrossCheck Multiple Check program (2)](https://www.cross-check.com/blog/topic/crosscheck-multiple-check-program)
- [Dealer operations (2)](https://www.cross-check.com/blog/topic/dealer-operations)
- [Furniture Stores (2)](https://www.cross-check.com/blog/topic/furniture-stores)
- [National Automobile Dealers Association (NADA) (2)](https://www.cross-check.com/blog/topic/national-automobile-dealers-association-nada)
- [Open Banking (2)](https://www.cross-check.com/blog/topic/open-banking)
- [Secure Payments (2)](https://www.cross-check.com/blog/topic/secure-payments)
- [Veterinary Industry (2)](https://www.cross-check.com/blog/topic/veterinary-industry)
- [Veterinary Payment Solutions (2)](https://www.cross-check.com/blog/topic/veterinary-payment-solutions)
- [auto dealer finance office (2)](https://www.cross-check.com/blog/topic/auto-dealer-finance-office)
- [credit card processing costs (2)](https://www.cross-check.com/blog/topic/credit-card-processing-costs)
- [dealership cash flow solutions (2)](https://www.cross-check.com/blog/topic/dealership-cash-flow-solutions)
- [dealership profitability (2)](https://www.cross-check.com/blog/topic/dealership-profitability)
- [dealership revenue protection (2)](https://www.cross-check.com/blog/topic/dealership-revenue-protection)
- [down payment solutions (2)](https://www.cross-check.com/blog/topic/down-payment-solutions)
- [flexible payment options for car buyers (2)](https://www.cross-check.com/blog/topic/flexible-payment-options-for-car-buyers)
- [how to accept checks safely (2)](https://www.cross-check.com/blog/topic/how-to-accept-checks-safely)
- [merchant payment solutions (2)](https://www.cross-check.com/blog/topic/merchant-payment-solutions)
- [payment assurance (2)](https://www.cross-check.com/blog/topic/payment-assurance)
- [small business check processing (2)](https://www.cross-check.com/blog/topic/small-business-check-processing)
- [Al Arco (1)](https://www.cross-check.com/blog/topic/al-arco)
- [Associations (1)](https://www.cross-check.com/blog/topic/associations)
- [Auto body shop payment solutions (1)](https://www.cross-check.com/blog/topic/auto-body-shop-payment-solutions)
- [Building Supply (1)](https://www.cross-check.com/blog/topic/building-supply)
- [Business payments (1)](https://www.cross-check.com/blog/topic/business-payments)
- [COD (1)](https://www.cross-check.com/blog/topic/cod)
- [Charles Dortch III (1)](https://www.cross-check.com/blog/topic/charles-dortch-iii)
- [Collision repair industry (1)](https://www.cross-check.com/blog/topic/collision-repair-industry)
- [Collision repair shops (1)](https://www.cross-check.com/blog/topic/collision-repair-shops)
- [Collision shop recovery (1)](https://www.cross-check.com/blog/topic/collision-shop-recovery)
- [Commercial Check (1)](https://www.cross-check.com/blog/topic/commercial-check)
- [Contracting & Trades (1)](https://www.cross-check.com/blog/topic/contracting-trades)
- [Contracting Payment Solutions (1)](https://www.cross-check.com/blog/topic/contracting-payment-solutions)
- [Credit tightening (1)](https://www.cross-check.com/blog/topic/credit-tightening)
- [CrossCheck automotive payment solutions (1)](https://www.cross-check.com/blog/topic/crosscheck-automotive-payment-solutions)
- [CrossCheck payment solutions (1)](https://www.cross-check.com/blog/topic/crosscheck-payment-solutions)
- [Down payments (1)](https://www.cross-check.com/blog/topic/down-payments)
- [Furniture Business Growth (1)](https://www.cross-check.com/blog/topic/furniture-business-growth)
- [Furniture Industry (1)](https://www.cross-check.com/blog/topic/furniture-industry)
- [Garage Door Installers (1)](https://www.cross-check.com/blog/topic/garage-door-installers)
- [HVAC Payment Solutions (1)](https://www.cross-check.com/blog/topic/hvac-payment-solutions)
- [Heating and Cooling (1)](https://www.cross-check.com/blog/topic/heating-and-cooling)
- [High-Dollar Transactions (1)](https://www.cross-check.com/blog/topic/high-dollar-transactions)
- [Home Furnishings Association (HFA) (1)](https://www.cross-check.com/blog/topic/home-furnishings-association-hfa)
- [Integration (1)](https://www.cross-check.com/blog/topic/integration)
- [K-shaped economic recovery auto industry (1)](https://www.cross-check.com/blog/topic/k-shaped-economic-recovery-auto-industry)
- [Merchant Payments (1)](https://www.cross-check.com/blog/topic/merchant-payments)
- [Merchant Risk (1)](https://www.cross-check.com/blog/topic/merchant-risk)
- [Pay-by-Bank (1)](https://www.cross-check.com/blog/topic/pay-by-bank)
- [Payment Processing Strategy (1)](https://www.cross-check.com/blog/topic/payment-processing-strategy)
- [Payment Security (1)](https://www.cross-check.com/blog/topic/payment-security)
- [Payment Strategy (1)](https://www.cross-check.com/blog/topic/payment-strategy)
- [Payment certainty (1)](https://www.cross-check.com/blog/topic/payment-certainty)
- [PaymentProcessing (1)](https://www.cross-check.com/blog/topic/paymentprocessing)
- [Payments Risk (1)](https://www.cross-check.com/blog/topic/payments-risk)
- [Pet Care Professionals (1)](https://www.cross-check.com/blog/topic/pet-care-professionals)
- [Plumbing (1)](https://www.cross-check.com/blog/topic/plumbing)
- [Retail Operations (1)](https://www.cross-check.com/blog/topic/retail-operations)
- [Retail Payment Solutions (1)](https://www.cross-check.com/blog/topic/retail-payment-solutions)
- [Returned Checks (1)](https://www.cross-check.com/blog/topic/returned-checks)
- [Returned check protection (1)](https://www.cross-check.com/blog/topic/returned-check-protection)
- [Tax Refund Season (1)](https://www.cross-check.com/blog/topic/tax-refund-season)
- [Todd Little (1)](https://www.cross-check.com/blog/topic/todd-little)
- [Veterinary Industry Best Practices (1)](https://www.cross-check.com/blog/topic/veterinary-industry-best-practices)
- [Veterinary Office (1)](https://www.cross-check.com/blog/topic/veterinary-office)
- [auto dealer sales strategies (1)](https://www.cross-check.com/blog/topic/auto-dealer-sales-strategies)
- [auto dealership financing (1)](https://www.cross-check.com/blog/topic/auto-dealership-financing)
- [auto finance challenges 2025 (1)](https://www.cross-check.com/blog/topic/auto-finance-challenges-2025)
- [auto loan approvals (1)](https://www.cross-check.com/blog/topic/auto-loan-approvals)
- [auto repair payment options (1)](https://www.cross-check.com/blog/topic/auto-repair-payment-options)
- [auto repair shop payment tools (1)](https://www.cross-check.com/blog/topic/auto-repair-shop-payment-tools)
- [bad check protection (1)](https://www.cross-check.com/blog/topic/bad-check-protection)
- [car dealer financing alternatives (1)](https://www.cross-check.com/blog/topic/car-dealer-financing-alternatives)
- [car dealer payment guarantee (1)](https://www.cross-check.com/blog/topic/car-dealer-payment-guarantee)
- [car dealer payment options (1)](https://www.cross-check.com/blog/topic/car-dealer-payment-options)
- [car sales closing tips (1)](https://www.cross-check.com/blog/topic/car-sales-closing-tips)
- [check guarantee cost (1)](https://www.cross-check.com/blog/topic/check-guarantee-cost)
- [check guarantee fees (1)](https://www.cross-check.com/blog/topic/check-guarantee-fees)
- [check guarantee for tire shops (1)](https://www.cross-check.com/blog/topic/check-guarantee-for-tire-shops)
- [consumer car buying trends 2025 (1)](https://www.cross-check.com/blog/topic/consumer-car-buying-trends-2025)
- [credit card surcharges (1)](https://www.cross-check.com/blog/topic/credit-card-surcharges)
- [dealership F&I solutions (1)](https://www.cross-check.com/blog/topic/dealership-fi-solutions)
- [dealership cash flow management (1)](https://www.cross-check.com/blog/topic/dealership-cash-flow-management)
- [guaranteed ACH pricing (1)](https://www.cross-check.com/blog/topic/guaranteed-ach-pricing)
- [interchange fees (1)](https://www.cross-check.com/blog/topic/interchange-fees)
- [lifetime residuals (1)](https://www.cross-check.com/blog/topic/lifetime-residuals)
- [merchant payment risk (1)](https://www.cross-check.com/blog/topic/merchant-payment-risk)
- [merchant portal (1)](https://www.cross-check.com/blog/topic/merchant-portal)
- [multiple check payment option (1)](https://www.cross-check.com/blog/topic/multiple-check-payment-option)
- [negative equity trade-ins (1)](https://www.cross-check.com/blog/topic/negative-equity-trade-ins)
- [paycheck to paycheck consumers (1)](https://www.cross-check.com/blog/topic/paycheck-to-paycheck-consumers)
- [payment compliance (1)](https://www.cross-check.com/blog/topic/payment-compliance)
- [payment protection for businesses (1)](https://www.cross-check.com/blog/topic/payment-protection-for-businesses)
- [payment protection for mechanics (1)](https://www.cross-check.com/blog/topic/payment-protection-for-mechanics)
- [reducing payment fees (1)](https://www.cross-check.com/blog/topic/reducing-payment-fees)
- [save more deals (1)](https://www.cross-check.com/blog/topic/save-more-deals)
- [small business payment solutions (1)](https://www.cross-check.com/blog/topic/small-business-payment-solutions)
- [subprime auto loans 2025 (1)](https://www.cross-check.com/blog/topic/subprime-auto-loans-2025)
- [tire shop payment options (1)](https://www.cross-check.com/blog/topic/tire-shop-payment-options)
- [tire shop payment solutions (1)](https://www.cross-check.com/blog/topic/tire-shop-payment-solutions)
- [vehicle sales trends 2025 (1)](https://www.cross-check.com/blog/topic/vehicle-sales-trends-2025)
- [veterinary care (1)](https://www.cross-check.com/blog/topic/veterinary-care)

[see all](https://www.cross-check.com/blog/what-the-collision-repair-recovery-means-for-collision-shops-and-how-to-capture-more-work#)

### Recent Posts

#### [CONTACT us](https://www.cross-check.com/contact-us)

CrossCheck, Inc  
1440 N McDowell Blvd  
Petaluma, CA 94954  
[707-665-2100](tel:7076652100)

- [** ](http://www.linkedin.com/company/62566)
- [** ](http://www.facebook.com/crosscheck)
- [** ](http://twitter.com/CrossCheckInc)
- [** ](http://www.youtube.com/user/CrossCheckInc)

<https://www.cross-check.com/about-crosscheck>

#### [SITE INFO](https://www.cross-check.com/about-crosscheck)

<https://www.cross-check.com/about-crosscheck>

<https://www.cross-check.com/about-crosscheck>[Terms of Use](https://www.cross-check.com/terms-of-use)  
[Privacy Policy](https://www.cross-check.com/privacy-policy)  
[Privacy Notice for Ca Residents](https://www.cross-check.com/california-privacy-notice)  
[Site Map](https://www.cross-check.com/site-map)<https://www.cross-check.com/about-crosscheck>

[About Us](https://www.cross-check.com/about-crosscheck)

[Why CrossCheck](https://www.cross-check.com/why-cross-check)  
[Testimonials](https://www.cross-check.com/merchant-testimonials)  
[Press Releases](https://www.cross-check.com/news-and-press-releases/)   
[Careers](https://www.cross-check.com/careers)

© 2026 CrossCheck, Inc.

**

![](https://px.ads.linkedin.com/collect/?pid=1202954&fmt=gif) Please ensure Javascript is enabled for purposes of [website accessibility](https://userway.org)

```json
{
  "@context" : "https://schema.org",
  "@type" : "BlogPosting",
  "author" : {
    "@type" : "Person",
    "name" : "CrossCheck",
    "url" : "https://www.cross-check.com/blog/author/crosscheck"
  },
  "dateModified" : "2025-10-13T19:46:09.629Z",
  "datePublished" : "2025-10-13T19:46:09.000Z",
  "headline" : "What the Collision Repair Recovery Means for Collision Shops and How to Capture More Work",
  "image" : [ "https://www.cross-check.com/hubfs/iStock-1585350185.jpg" ],
  "mainEntityOfPage" : {
    "@id" : "https://www.cross-check.com/blog/what-the-collision-repair-recovery-means-for-collision-shops-and-how-to-capture-more-work",
    "@type" : "WebPage"
  },
  "publisher" : {
    "@type" : "Organization",
    "logo" : {
      "@type" : "ImageObject",
      "url" : "https://www.cross-check.com/hs-fs/file-831681902-jpg/images/crosscheck_logo-1.jpg"
    },
    "name" : "CrossCheck Inc."
  }
}
```