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Why Are Checks Declined?

Posted by Joe Gargiulo on Tue, Sep 06, 2016 @ 01:57 PM

“One of the primary reasons merchants change check processing firms is that they are receiving a greater number of declined checks,” said Senior VP Charles Dortch III. “CrossCheck approves more checks than the competition because we are willing to take more risk.” The 33-year-old company satisfies merchant needs while remaining successful by offering solutions that incorporate its vast experience in the financial services industry, the latest technology and winning strategies that have evolved with the times.

Merchants benefit in many ways, but none is more significant than CrossCheck providing them with the tools they need to increase sales. Simply stated, CrossCheck helps complete transactions that would otherwise not happen, resulting in greater profit for businesses.

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Tags: Payment Processing

Little Known Secrets Anyone Starting a Business Should Know

Posted by Andrew Donahey on Fri, Dec 04, 2015 @ 01:56 PM

Thinking of starting a business? You’re an American hero.

Entrepreneurs like you start 543,000 each month, and there are almost 28 million small businesses in the United States today – half again as many as there were thirty years ago (U.S. Small Business Administration).

They provide 55% of all jobs, adding 8 million of them since 1990. They occupy around half of all commercial space.

But as any investor will tell you, past performance is no guarantee of future success. Despite these remarkable achievements, today the entrepreneur is an endangered species.

If you’re stepping up, we want to help.

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Tags: Payment Processing, Small Business

Funeral Directors: Academy Awards for Funeral Scenes

Posted by Tom Lombardo on Mon, Feb 09, 2015 @ 11:10 AM

Industry activist Caitlin Doughty says that the role of funeral directors is to “become like directors for the stage, curating the evening's performance.”

With that in mind and in anticipation of the Academy Awards on February 22, we thought we’d look at how Hollywood does your job.

Here are our nominees for the Funeral Oscar, with our winner at the end:

Most Ludicrous: The Big Lebowski

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Tags: Payment Processing, Check Guarantee, Tom Lombardo, Funeral Homes

ETA's Transact 15 in San Francisco - CrossCheck Will See You There!

Posted by Tom Lombardo on Fri, Feb 06, 2015 @ 07:00 AM

CrossCheck is Exhibiting at ETA's Transact 15, Booth 1002 at
the Moscone Center in San Francisco, March 31st - April 2nd

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Tags: Payment Processing, Electronic Transactions Association, ETA, Tom Lombardo, Payments

Payment Types and Financially Literate Consumers

Posted by Tom Lombardo on Thu, Sep 11, 2014 @ 12:00 PM

One would like to think that when the S&P 500 topped 2,000 for the first time in August it would have been cause for nationwide celebration, especially since it culminates a 5-year bull run in the stock market and has some analysts predicting a 20-year bull market.

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Tags: Check Processing, Payment Processing, Tom Lombardo, Payments

Payments and Payments Processing: Not All Paradigms Must Shift

Posted by Tom Lombardo on Tue, Sep 09, 2014 @ 02:00 PM

So tell the truth: how big was the largest QR code you ever had printed for your business’ website? Was it four feet square on a billboard? Two feet square on a tradeshow display? Was it on your business card? A promotional mailer?

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Tags: Check Processing, Payment Processing, Check Fraud, Tom Lombardo

Payment Processing – A Student’s Tour of the Federal Reserve

Posted by Brandon Weaver on Mon, Jun 30, 2014 @ 10:00 AM

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Tags: Payment Processing, Checks, Brandon Weaver

5 Risky Debit Card Payments to Reconsider

Posted by Brandon Weaver on Fri, Jun 27, 2014 @ 10:00 AM

Consumers enjoy paying with debit and credit cards because they offer the convenience of not having to carry large sums of cash and both are accepted at many merchant locations throughout the world. Debit cards are linked to a bank account, whether it is checking or savings. Credit cards can also be linked to a bank account, but often are not.

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Tags: Payment Processing, Payment Providers, Debit Card, Brandon Weaver, Payments

Accepting Payments 101: More than Just Smart Phones & Plastic

Posted by Brandon Weaver on Thu, Jun 26, 2014 @ 09:01 AM

It may be the worst kept secret in the payments industry that smart phones are taking over. Their ever-growing capabilities make everyday tasks easier: email, texting, managing your daily calendar – and now paying for goods and services has joined that list.

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Tags: Payment Processing, RDC-Remote Deposit Capture, Brandon Weaver, Payments

3 Identity Theft Methods: Phishing, Vishing and Mishing

Posted by Brandon Weaver on Thu, May 29, 2014 @ 10:00 AM

Nearly 7% of the population over sixteen years old – that’s 17 million Americans – had their identity stolen last year.  85% of them had their bank account or credit card breached. Over a third suffered severe emotional stress, almost a third endured the problem for over a month, more than one in ten was robbed – and nine out of ten had no idea how it happened.

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Tags: Payment Processing, Identity Theft, Brandon Weaver

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