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Change and Disruptive Payments In the Banking Industry

Posted by Brandes Elitch on Sat, Jul 30, 2016 @ 10:00 AM

People used to say that a banker’s life was as easy as 1-2-3: take the money at 1%, loan it out at 2%, and be on the golf course at 3 pm! This isn’t as far-fetched as it seems since banks are paying about one percent for deposits, and (as I write this) the Euro LIBOR market is negative and USD LIBOR is 1.40%.

You might think bankers have a pretty uncomplicated and structured life since everything is regulated for them, and if they follow the rules, they will get a 1% return on assets just for showing up. This might have been true once, but today a banker’s life is impacted by the Three Ds of banking: disruption, dis-intermediation and disappointment (in the efficiency ratio and the earnings calculus).

This month, I attended the Global Payments Symposium in Manhattan by the American Bankers Association and its subsidiary BAFT, and the resounding message was all about disruptive payments. Here are my favorite takeaways from the event.  

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Tags: Conferences

NADA 2015: Photo Recap of the Auto Dealer Event of the Year

Posted by Andrew Donahey on Wed, Feb 11, 2015 @ 11:04 AM

CrossCheck has been attending the National Automobile Dealers Association Annual Conference and Expo for 20 plus years and 2015 was no exception.

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Tags: NADA, Charles Dortch III, Auto Sales, Alan Levine, Eric Stegner, C.A.R.S., Conferences, Andrew Donahey, Auto Dealerships

CrossCheck and Conferences in 2015

Posted by Brandon Weaver on Thu, Oct 30, 2014 @ 10:00 AM

As a payments industry leader for 31 years now (our birthday was last week!), we regularly attend industry conferences across the country. Here is a list of 2015 events that we are considering attending. We are proud to be members of these associations which allow us to be on the forefront of payments industry trends and how to best increase sales, reduce risk, save time, and money for merchants just like you. Here’s a sneak peek of where you can find us in 2015:

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Tags: Electronic Transactions Association, ETA, NADA, NAHFA, Las Vegas Market, MWAA, WSAA, Events, Conferences, Brandon Weaver, HFNC

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