Over the thirty years we’ve been in business we’ve learned how to establish mutually beneficial long-term relationships with our clients. And like many successful service providers, we’ve refined our offerings to make sure that we provide exactly what they need as efficiently as possible.

We verify checks, we process them, we protect our clients from risk, and we guarantee it. To do this we’ve developed an extensive proprietary database and specialized algorithms so our clients enjoy the highest check approval ratios in the industry.

And since we focus intently on our core competencies we continue to expand even as new payment methods proliferate in the digital age. In fact, traditional paper checks are still a preferred payment method for many Americans – especially when they make large purchases.

Tradition can be good, and sometimes it is the most traditional business insights that provide the greatest value. We built our business on this one: Honesty and generosity establish trust.

So, in the spirit of generosity, here are the top five reasons we provide no-cost loaner check processing equipment to our customers:

1. To get things off to a great start.
   Our customers need us to protect them from risk and to insure their cash flow, and most need equipment to get these services up and running – so we send it to them.

2. A lower up-front investment means a better long term relationship.
   By minimizing the up-front cost of our service our customers see a return on their investment sooner – often much sooner.

3. We set out to drive profit for our customers.
   Our clients range from auto dealerships to medical offices to specialty retailers and veterinarians, and in every instance we accelerate and protect their cash flow right from the start.

4. Selling equipment is not our business.
   By keeping our focus on our core competencies we make sure that we don’t alienate our customers by looking for revenue where we should be providing service.

5. Our customers deserve the best.
   They deserve it right away, and they deserve it for as long as they’re in business.

It’s important to understand that while the terminal itself may be critical to the process, all it does is establish a secure connection with our servers and send information. There’s really not a great deal of variation in how different brands of equipment do this.

Like every check processing terminal, the one we provide simply reads the MICR line at the bottom of the check, which is printed in magnetic ink and contains the bank routing and account numbers, and scans the check to create an image for remote deposit capture, an optional service that essentially allows our customer to deposit it from her point of sale.

None of our core competencies involve the piece of equipment – our value comes into play after we have the information. Therefore it makes sense for us to make sure our customers can get it to us without having to purchase, maintain, or upgrade their terminal.

Having worked with successful entrepreneurs for decades – many of whom used our services the entire time they grew their business – we know how critical it is to provide a return on investment in the short term and to deliver on our core competencies for the long term.