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  <channel>
    <title>CrossCheck Blog</title>
    <link>https://www.cross-check.com/blog</link>
    <description>The CrossCheck blog provides insights and helpful tips to help business owners and managers optimize their financial performance and payment acceptance.</description>
    <language>en-us</language>
    <pubDate>Mon, 18 May 2026 17:06:02 GMT</pubDate>
    <dc:date>2026-05-18T17:06:02Z</dc:date>
    <dc:language>en-us</dc:language>
    <item>
      <title>How Vet Clinics Can Reduce Credit Card Processing Costs</title>
      <link>https://www.cross-check.com/blog/how-vet-clinics-can-reduce-credit-card-processing-costs</link>
      <description>&lt;div class="hs-featured-image-wrapper"&gt; 
 &lt;a href="https://www.cross-check.com/blog/how-vet-clinics-can-reduce-credit-card-processing-costs" title="" class="hs-featured-image-link"&gt; &lt;img src="https://www.cross-check.com/hubfs/iStock-164853650%20edited%20-%201200%20x%20630px.png" alt="Veterinary office front desk" class="hs-featured-image" style="width:auto !important; max-width:50%; float:left; margin:0 15px 15px 0;"&gt; &lt;/a&gt; 
&lt;/div&gt; 
&lt;p&gt;&lt;br&gt;&lt;br&gt;&lt;/p&gt; 
&lt;p&gt;Credit card processing costs continue to rise for veterinary practices, especially for clinics handling large invoices, repeat visits, and ongoing treatment plans.&lt;/p&gt;</description>
      <content:encoded>&lt;div class="hs-featured-image-wrapper"&gt; 
 &lt;a href="https://www.cross-check.com/blog/how-vet-clinics-can-reduce-credit-card-processing-costs" title="" class="hs-featured-image-link"&gt; &lt;img src="https://www.cross-check.com/hubfs/iStock-164853650%20edited%20-%201200%20x%20630px.png" alt="Veterinary office front desk" class="hs-featured-image" style="width:auto !important; max-width:50%; float:left; margin:0 15px 15px 0;"&gt; &lt;/a&gt; 
&lt;/div&gt; 
&lt;p&gt;&lt;br&gt;&lt;br&gt;&lt;/p&gt; 
&lt;p&gt;Credit card processing costs continue to rise for veterinary practices, especially for clinics handling large invoices, repeat visits, and ongoing treatment plans.&lt;/p&gt;  
&lt;img src="https://track-na2.hubspot.com/__ptq.gif?a=138250&amp;amp;k=14&amp;amp;r=https%3A%2F%2Fwww.cross-check.com%2Fblog%2Fhow-vet-clinics-can-reduce-credit-card-processing-costs&amp;amp;bu=https%253A%252F%252Fwww.cross-check.com%252Fblog&amp;amp;bvt=rss" alt="" width="1" height="1" style="min-height:1px!important;width:1px!important;border-width:0!important;margin-top:0!important;margin-bottom:0!important;margin-right:0!important;margin-left:0!important;padding-top:0!important;padding-bottom:0!important;padding-right:0!important;padding-left:0!important; "&gt;</content:encoded>
      <category>Veterinarians</category>
      <category>ACH</category>
      <category>Vet Industry</category>
      <category>ACH payments</category>
      <category>Guaranteed payments</category>
      <pubDate>Mon, 18 May 2026 17:06:02 GMT</pubDate>
      <author>marketing@cross-check.com (CrossCheck)</author>
      <guid>https://www.cross-check.com/blog/how-vet-clinics-can-reduce-credit-card-processing-costs</guid>
      <dc:date>2026-05-18T17:06:02Z</dc:date>
    </item>
    <item>
      <title>How to Reduce Credit Card Processing Costs</title>
      <link>https://www.cross-check.com/blog/how-to-reduce-credit-card-processing-costs</link>
      <description>&lt;div class="hs-featured-image-wrapper"&gt; 
 &lt;a href="https://www.cross-check.com/blog/how-to-reduce-credit-card-processing-costs" title="" class="hs-featured-image-link"&gt; &lt;img src="https://www.cross-check.com/hubfs/iStock-1277560827%20edited%20-%201200%20x%20630px.png" alt="Woman paying for car at an auto shop" class="hs-featured-image" style="width:auto !important; max-width:50%; float:left; margin:0 15px 15px 0;"&gt; &lt;/a&gt; 
&lt;/div&gt; 
&lt;p&gt;Credit card processing costs&amp;nbsp;continue to rise, putting pressure on businesses that process large or frequent customer payments. For industries such as auto dealerships, home improvement providers, furniture retailers, veterinary services, and aftermarket businesses, those costs can add up quickly.&lt;/p&gt;</description>
      <content:encoded>&lt;div class="hs-featured-image-wrapper"&gt; 
 &lt;a href="https://www.cross-check.com/blog/how-to-reduce-credit-card-processing-costs" title="" class="hs-featured-image-link"&gt; &lt;img src="https://www.cross-check.com/hubfs/iStock-1277560827%20edited%20-%201200%20x%20630px.png" alt="Woman paying for car at an auto shop" class="hs-featured-image" style="width:auto !important; max-width:50%; float:left; margin:0 15px 15px 0;"&gt; &lt;/a&gt; 
&lt;/div&gt; 
&lt;p&gt;Credit card processing costs&amp;nbsp;continue to rise, putting pressure on businesses that process large or frequent customer payments. For industries such as auto dealerships, home improvement providers, furniture retailers, veterinary services, and aftermarket businesses, those costs can add up quickly.&lt;/p&gt;  
&lt;img src="https://track-na2.hubspot.com/__ptq.gif?a=138250&amp;amp;k=14&amp;amp;r=https%3A%2F%2Fwww.cross-check.com%2Fblog%2Fhow-to-reduce-credit-card-processing-costs&amp;amp;bu=https%253A%252F%252Fwww.cross-check.com%252Fblog&amp;amp;bvt=rss" alt="" width="1" height="1" style="min-height:1px!important;width:1px!important;border-width:0!important;margin-top:0!important;margin-bottom:0!important;margin-right:0!important;margin-left:0!important;padding-top:0!important;padding-bottom:0!important;padding-right:0!important;padding-left:0!important; "&gt;</content:encoded>
      <category>ACH</category>
      <category>ACH payments</category>
      <category>credit card processing costs</category>
      <pubDate>Wed, 13 May 2026 16:09:09 GMT</pubDate>
      <author>marketing@cross-check.com (CrossCheck)</author>
      <guid>https://www.cross-check.com/blog/how-to-reduce-credit-card-processing-costs</guid>
      <dc:date>2026-05-13T16:09:09Z</dc:date>
    </item>
    <item>
      <title>How to Reduce ACH Payment Failures</title>
      <link>https://www.cross-check.com/blog/how-to-fix-ach-payment-failures-with-guaranteed-real-time-pay-by-bank</link>
      <description>&lt;div class="hs-featured-image-wrapper"&gt; 
 &lt;a href="https://www.cross-check.com/blog/how-to-fix-ach-payment-failures-with-guaranteed-real-time-pay-by-bank" title="" class="hs-featured-image-link"&gt; &lt;img src="https://www.cross-check.com/hubfs/Blog%2004.09.2026%20hero.jpg" alt="Business woman looking at ACH transactions from customers. " class="hs-featured-image" style="width:auto !important; max-width:50%; float:left; margin:0 15px 15px 0;"&gt; &lt;/a&gt; 
&lt;/div&gt; 
&lt;p&gt;ACH payments are cost-effective, but failure rates remain a hidden revenue leak. Most failures don’t come from the payment itself, but from how it’s initiated. Manual entry, lack of real-time validation, and limited visibility create issues that aren’t discovered until after the transaction is accepted.&lt;/p&gt;</description>
      <content:encoded>&lt;div class="hs-featured-image-wrapper"&gt; 
 &lt;a href="https://www.cross-check.com/blog/how-to-fix-ach-payment-failures-with-guaranteed-real-time-pay-by-bank" title="" class="hs-featured-image-link"&gt; &lt;img src="https://www.cross-check.com/hubfs/Blog%2004.09.2026%20hero.jpg" alt="Business woman looking at ACH transactions from customers. " class="hs-featured-image" style="width:auto !important; max-width:50%; float:left; margin:0 15px 15px 0;"&gt; &lt;/a&gt; 
&lt;/div&gt; 
&lt;p&gt;ACH payments are cost-effective, but failure rates remain a hidden revenue leak. Most failures don’t come from the payment itself, but from how it’s initiated. Manual entry, lack of real-time validation, and limited visibility create issues that aren’t discovered until after the transaction is accepted.&lt;/p&gt;  
&lt;img src="https://track-na2.hubspot.com/__ptq.gif?a=138250&amp;amp;k=14&amp;amp;r=https%3A%2F%2Fwww.cross-check.com%2Fblog%2Fhow-to-fix-ach-payment-failures-with-guaranteed-real-time-pay-by-bank&amp;amp;bu=https%253A%252F%252Fwww.cross-check.com%252Fblog&amp;amp;bvt=rss" alt="" width="1" height="1" style="min-height:1px!important;width:1px!important;border-width:0!important;margin-top:0!important;margin-bottom:0!important;margin-right:0!important;margin-left:0!important;padding-top:0!important;padding-bottom:0!important;padding-right:0!important;padding-left:0!important; "&gt;</content:encoded>
      <category>Auto Dealerships</category>
      <category>ACH</category>
      <category>ACH payments</category>
      <category>Open Banking</category>
      <pubDate>Tue, 05 May 2026 16:59:45 GMT</pubDate>
      <author>marketing@cross-check.com (CrossCheck)</author>
      <guid>https://www.cross-check.com/blog/how-to-fix-ach-payment-failures-with-guaranteed-real-time-pay-by-bank</guid>
      <dc:date>2026-05-05T16:59:45Z</dc:date>
    </item>
    <item>
      <title>Payments Are Becoming a Profit Lever in Automotive—Not Just a Cost</title>
      <link>https://www.cross-check.com/blog/payments-are-becoming-a-profit-lever-in-automotive-not-just-a-cost</link>
      <description>&lt;div class="hs-featured-image-wrapper"&gt; 
 &lt;a href="https://www.cross-check.com/blog/payments-are-becoming-a-profit-lever-in-automotive-not-just-a-cost" title="" class="hs-featured-image-link"&gt; &lt;img src="https://www.cross-check.com/hubfs/iStock%202166596220%20-%201200%20x%20630%20px.png" alt="Two employees of Automotive Dealership going over paperwork." class="hs-featured-image" style="width:auto !important; max-width:50%; float:left; margin:0 15px 15px 0;"&gt; &lt;/a&gt; 
&lt;/div&gt; 
&lt;p&gt;Payment costs are starting to show up in a place most dealerships didn’t expect.&lt;/p&gt;</description>
      <content:encoded>&lt;div class="hs-featured-image-wrapper"&gt; 
 &lt;a href="https://www.cross-check.com/blog/payments-are-becoming-a-profit-lever-in-automotive-not-just-a-cost" title="" class="hs-featured-image-link"&gt; &lt;img src="https://www.cross-check.com/hubfs/iStock%202166596220%20-%201200%20x%20630%20px.png" alt="Two employees of Automotive Dealership going over paperwork." class="hs-featured-image" style="width:auto !important; max-width:50%; float:left; margin:0 15px 15px 0;"&gt; &lt;/a&gt; 
&lt;/div&gt; 
&lt;p&gt;Payment costs are starting to show up in a place most dealerships didn’t expect.&lt;/p&gt;  
&lt;img src="https://track-na2.hubspot.com/__ptq.gif?a=138250&amp;amp;k=14&amp;amp;r=https%3A%2F%2Fwww.cross-check.com%2Fblog%2Fpayments-are-becoming-a-profit-lever-in-automotive-not-just-a-cost&amp;amp;bu=https%253A%252F%252Fwww.cross-check.com%252Fblog&amp;amp;bvt=rss" alt="" width="1" height="1" style="min-height:1px!important;width:1px!important;border-width:0!important;margin-top:0!important;margin-bottom:0!important;margin-right:0!important;margin-left:0!important;padding-top:0!important;padding-bottom:0!important;padding-right:0!important;padding-left:0!important; "&gt;</content:encoded>
      <category>Auto Dealerships</category>
      <category>Automotive Payment Solution</category>
      <category>Auto Dealership Payments</category>
      <pubDate>Mon, 13 Apr 2026 21:24:26 GMT</pubDate>
      <author>marketing@cross-check.com (CrossCheck)</author>
      <guid>https://www.cross-check.com/blog/payments-are-becoming-a-profit-lever-in-automotive-not-just-a-cost</guid>
      <dc:date>2026-04-13T21:24:26Z</dc:date>
    </item>
    <item>
      <title>Auto Repair Payments Before Pickup: An Easier Way to Reduce Service Lane Congestion</title>
      <link>https://www.cross-check.com/blog/auto-repair-payments-before-pickup</link>
      <description>&lt;div class="hs-featured-image-wrapper"&gt; 
 &lt;a href="https://www.cross-check.com/blog/auto-repair-payments-before-pickup" title="" class="hs-featured-image-link"&gt; &lt;img src="https://www.cross-check.com/hubfs/iStock-1289143914%20-%201200%20x%20700px.png" alt="customer signing for car" class="hs-featured-image" style="width:auto !important; max-width:50%; float:left; margin:0 15px 15px 0;"&gt; &lt;/a&gt; 
&lt;/div&gt; 
&lt;p&gt;&amp;nbsp;&lt;/p&gt; 
&lt;p&gt;In today’s service lane, efficiency matters, especially when it comes to handling dealership service payments.&lt;/p&gt;</description>
      <content:encoded>&lt;div class="hs-featured-image-wrapper"&gt; 
 &lt;a href="https://www.cross-check.com/blog/auto-repair-payments-before-pickup" title="" class="hs-featured-image-link"&gt; &lt;img src="https://www.cross-check.com/hubfs/iStock-1289143914%20-%201200%20x%20700px.png" alt="customer signing for car" class="hs-featured-image" style="width:auto !important; max-width:50%; float:left; margin:0 15px 15px 0;"&gt; &lt;/a&gt; 
&lt;/div&gt; 
&lt;p&gt;&amp;nbsp;&lt;/p&gt; 
&lt;p&gt;In today’s service lane, efficiency matters, especially when it comes to handling dealership service payments.&lt;/p&gt;  
&lt;img src="https://track-na2.hubspot.com/__ptq.gif?a=138250&amp;amp;k=14&amp;amp;r=https%3A%2F%2Fwww.cross-check.com%2Fblog%2Fauto-repair-payments-before-pickup&amp;amp;bu=https%253A%252F%252Fwww.cross-check.com%252Fblog&amp;amp;bvt=rss" alt="" width="1" height="1" style="min-height:1px!important;width:1px!important;border-width:0!important;margin-top:0!important;margin-bottom:0!important;margin-right:0!important;margin-left:0!important;padding-top:0!important;padding-bottom:0!important;padding-right:0!important;padding-left:0!important; "&gt;</content:encoded>
      <category>Auto Repair</category>
      <category>Payment Solutions</category>
      <category>ACH payments</category>
      <category>Dealer operations</category>
      <pubDate>Mon, 30 Mar 2026 17:16:36 GMT</pubDate>
      <author>marketing@cross-check.com (CrossCheck)</author>
      <guid>https://www.cross-check.com/blog/auto-repair-payments-before-pickup</guid>
      <dc:date>2026-03-30T17:16:36Z</dc:date>
    </item>
    <item>
      <title>When Merchants Start Questioning Their Check or ACH Guarantee Provider</title>
      <link>https://www.cross-check.com/blog/when-merchants-start-questioning-their-check-or-ach-guarantee-provider</link>
      <description>&lt;div class="hs-featured-image-wrapper"&gt; 
 &lt;a href="https://www.cross-check.com/blog/when-merchants-start-questioning-their-check-or-ach-guarantee-provider" title="" class="hs-featured-image-link"&gt; &lt;img src="https://www.cross-check.com/hubfs/iStock-2162997493.jpg" alt="Business woman in her store/office on the phone, frustrated and looking at laptop screen." class="hs-featured-image" style="width:auto !important; max-width:50%; float:left; margin:0 15px 15px 0;"&gt; &lt;/a&gt; 
&lt;/div&gt; 
&lt;p&gt;&lt;span style="line-height: 20.85px;"&gt;Most large merchants already have some form of che ck or ACH guarantee service in place.  &lt;/span&gt;&lt;/p&gt;</description>
      <content:encoded>&lt;div class="hs-featured-image-wrapper"&gt; 
 &lt;a href="https://www.cross-check.com/blog/when-merchants-start-questioning-their-check-or-ach-guarantee-provider" title="" class="hs-featured-image-link"&gt; &lt;img src="https://www.cross-check.com/hubfs/iStock-2162997493.jpg" alt="Business woman in her store/office on the phone, frustrated and looking at laptop screen." class="hs-featured-image" style="width:auto !important; max-width:50%; float:left; margin:0 15px 15px 0;"&gt; &lt;/a&gt; 
&lt;/div&gt; 
&lt;p&gt;&lt;span style="line-height: 20.85px;"&gt;Most large merchants already have some form of che ck or ACH guarantee service in place.  &lt;/span&gt;&lt;/p&gt;  
&lt;img src="https://track-na2.hubspot.com/__ptq.gif?a=138250&amp;amp;k=14&amp;amp;r=https%3A%2F%2Fwww.cross-check.com%2Fblog%2Fwhen-merchants-start-questioning-their-check-or-ach-guarantee-provider&amp;amp;bu=https%253A%252F%252Fwww.cross-check.com%252Fblog&amp;amp;bvt=rss" alt="" width="1" height="1" style="min-height:1px!important;width:1px!important;border-width:0!important;margin-top:0!important;margin-bottom:0!important;margin-right:0!important;margin-left:0!important;padding-top:0!important;padding-bottom:0!important;padding-right:0!important;padding-left:0!important; "&gt;</content:encoded>
      <category>ACH</category>
      <category>Check Processing</category>
      <category>ACH payments</category>
      <category>High-ticket transactions</category>
      <category>Guaranteed payments</category>
      <category>Check Acceptance</category>
      <pubDate>Fri, 27 Mar 2026 15:47:05 GMT</pubDate>
      <author>marketing@cross-check.com (CrossCheck)</author>
      <guid>https://www.cross-check.com/blog/when-merchants-start-questioning-their-check-or-ach-guarantee-provider</guid>
      <dc:date>2026-03-27T15:47:05Z</dc:date>
    </item>
    <item>
      <title>Why Businesses Still Use Checks or ACH for Large Purchases</title>
      <link>https://www.cross-check.com/blog/why-businesses-still-use-checks-or-ach-for-large-purchases</link>
      <description>&lt;div class="hs-featured-image-wrapper"&gt; 
 &lt;a href="https://www.cross-check.com/blog/why-businesses-still-use-checks-or-ach-for-large-purchases" title="" class="hs-featured-image-link"&gt; &lt;img src="https://www.cross-check.com/hubfs/iStock-1726129112%20edited.png" alt="Why Businesses Still Use Checks or ACH for Large Purchases" class="hs-featured-image" style="width:auto !important; max-width:50%; float:left; margin:0 15px 15px 0;"&gt; &lt;/a&gt; 
&lt;/div&gt; 
&lt;p&gt;&lt;span style="line-height: 20.85px;"&gt;Digital payments are everywhere today. Customers tap their phones, swipe cards, or click a button online to complete everyday purchases.&lt;/span&gt;&lt;/p&gt;</description>
      <content:encoded>&lt;div class="hs-featured-image-wrapper"&gt; 
 &lt;a href="https://www.cross-check.com/blog/why-businesses-still-use-checks-or-ach-for-large-purchases" title="" class="hs-featured-image-link"&gt; &lt;img src="https://www.cross-check.com/hubfs/iStock-1726129112%20edited.png" alt="Why Businesses Still Use Checks or ACH for Large Purchases" class="hs-featured-image" style="width:auto !important; max-width:50%; float:left; margin:0 15px 15px 0;"&gt; &lt;/a&gt; 
&lt;/div&gt; 
&lt;p&gt;&lt;span style="line-height: 20.85px;"&gt;Digital payments are everywhere today. Customers tap their phones, swipe cards, or click a button online to complete everyday purchases.&lt;/span&gt;&lt;/p&gt;  
&lt;img src="https://track-na2.hubspot.com/__ptq.gif?a=138250&amp;amp;k=14&amp;amp;r=https%3A%2F%2Fwww.cross-check.com%2Fblog%2Fwhy-businesses-still-use-checks-or-ach-for-large-purchases&amp;amp;bu=https%253A%252F%252Fwww.cross-check.com%252Fblog&amp;amp;bvt=rss" alt="" width="1" height="1" style="min-height:1px!important;width:1px!important;border-width:0!important;margin-top:0!important;margin-bottom:0!important;margin-right:0!important;margin-left:0!important;padding-top:0!important;padding-bottom:0!important;padding-right:0!important;padding-left:0!important; "&gt;</content:encoded>
      <category>Credit Card Fees</category>
      <category>Check Processing</category>
      <category>ACH payments</category>
      <category>High-ticket transactions</category>
      <category>Check Acceptance</category>
      <pubDate>Wed, 18 Mar 2026 18:35:16 GMT</pubDate>
      <author>marketing@cross-check.com (CrossCheck)</author>
      <guid>https://www.cross-check.com/blog/why-businesses-still-use-checks-or-ach-for-large-purchases</guid>
      <dc:date>2026-03-18T18:35:16Z</dc:date>
    </item>
    <item>
      <title>Processing Check and ACH Payments Shouldn’t Be Complicated</title>
      <link>https://www.cross-check.com/blog/processing-check-and-ach-payments-shouldnt-be-complicated</link>
      <description>&lt;div class="hs-featured-image-wrapper"&gt; 
 &lt;a href="https://www.cross-check.com/blog/processing-check-and-ach-payments-shouldnt-be-complicated" title="" class="hs-featured-image-link"&gt; &lt;img src="https://www.cross-check.com/hubfs/iStock-2148328049.jpg" alt="CrossCheck merchant on the portal" class="hs-featured-image" style="width:auto !important; max-width:50%; float:left; margin:0 15px 15px 0;"&gt; &lt;/a&gt; 
&lt;/div&gt; 
&lt;p&gt;&lt;span style="line-height: 22.0083px;"&gt;At CrossCheck, we’re always looking for ways to make things easier for the businesses we work with. That’s the idea behind our updated &lt;/span&gt;CrossCheck Merchant Portal&lt;span style="line-height: 22.0083px;"&gt;.&lt;/span&gt;&lt;/p&gt;</description>
      <content:encoded>&lt;div class="hs-featured-image-wrapper"&gt; 
 &lt;a href="https://www.cross-check.com/blog/processing-check-and-ach-payments-shouldnt-be-complicated" title="" class="hs-featured-image-link"&gt; &lt;img src="https://www.cross-check.com/hubfs/iStock-2148328049.jpg" alt="CrossCheck merchant on the portal" class="hs-featured-image" style="width:auto !important; max-width:50%; float:left; margin:0 15px 15px 0;"&gt; &lt;/a&gt; 
&lt;/div&gt; 
&lt;p&gt;&lt;span style="line-height: 22.0083px;"&gt;At CrossCheck, we’re always looking for ways to make things easier for the businesses we work with. That’s the idea behind our updated &lt;/span&gt;CrossCheck Merchant Portal&lt;span style="line-height: 22.0083px;"&gt;.&lt;/span&gt;&lt;/p&gt;  
&lt;img src="https://track-na2.hubspot.com/__ptq.gif?a=138250&amp;amp;k=14&amp;amp;r=https%3A%2F%2Fwww.cross-check.com%2Fblog%2Fprocessing-check-and-ach-payments-shouldnt-be-complicated&amp;amp;bu=https%253A%252F%252Fwww.cross-check.com%252Fblog&amp;amp;bvt=rss" alt="" width="1" height="1" style="min-height:1px!important;width:1px!important;border-width:0!important;margin-top:0!important;margin-bottom:0!important;margin-right:0!important;margin-left:0!important;padding-top:0!important;padding-bottom:0!important;padding-right:0!important;padding-left:0!important; "&gt;</content:encoded>
      <category>ACH payments</category>
      <category>Check Acceptance</category>
      <category>merchant portal</category>
      <pubDate>Tue, 10 Mar 2026 21:11:13 GMT</pubDate>
      <author>marketing@cross-check.com (CrossCheck)</author>
      <guid>https://www.cross-check.com/blog/processing-check-and-ach-payments-shouldnt-be-complicated</guid>
      <dc:date>2026-03-10T21:11:13Z</dc:date>
    </item>
    <item>
      <title>Tax Refund Season: How Auto Dealers Can Protect Larger Down Payments</title>
      <link>https://www.cross-check.com/blog/tax-refund-season-how-auto-dealers-can-protect-larger-down-payments</link>
      <description>&lt;div class="hs-featured-image-wrapper"&gt; 
 &lt;a href="https://www.cross-check.com/blog/tax-refund-season-how-auto-dealers-can-protect-larger-down-payments" title="" class="hs-featured-image-link"&gt; &lt;img src="https://www.cross-check.com/hubfs/iStock-1302728699.jpg" alt="Illustration of a Businessman holding an umbrella over a large gold coin - business concept." class="hs-featured-image" style="width:auto !important; max-width:50%; float:left; margin:0 15px 15px 0;"&gt; &lt;/a&gt; 
&lt;/div&gt; 
&lt;p&gt;&lt;span style="line-height: 22.0083px;"&gt;Tax season changes buying behavior.&lt;/span&gt;&lt;/p&gt;</description>
      <content:encoded>&lt;div class="hs-featured-image-wrapper"&gt; 
 &lt;a href="https://www.cross-check.com/blog/tax-refund-season-how-auto-dealers-can-protect-larger-down-payments" title="" class="hs-featured-image-link"&gt; &lt;img src="https://www.cross-check.com/hubfs/iStock-1302728699.jpg" alt="Illustration of a Businessman holding an umbrella over a large gold coin - business concept." class="hs-featured-image" style="width:auto !important; max-width:50%; float:left; margin:0 15px 15px 0;"&gt; &lt;/a&gt; 
&lt;/div&gt; 
&lt;p&gt;&lt;span style="line-height: 22.0083px;"&gt;Tax season changes buying behavior.&lt;/span&gt;&lt;/p&gt;  
&lt;img src="https://track-na2.hubspot.com/__ptq.gif?a=138250&amp;amp;k=14&amp;amp;r=https%3A%2F%2Fwww.cross-check.com%2Fblog%2Ftax-refund-season-how-auto-dealers-can-protect-larger-down-payments&amp;amp;bu=https%253A%252F%252Fwww.cross-check.com%252Fblog&amp;amp;bvt=rss" alt="" width="1" height="1" style="min-height:1px!important;width:1px!important;border-width:0!important;margin-top:0!important;margin-bottom:0!important;margin-right:0!important;margin-left:0!important;padding-top:0!important;padding-bottom:0!important;padding-right:0!important;padding-left:0!important; "&gt;</content:encoded>
      <category>Auto Dealerships</category>
      <category>Auto Industry</category>
      <category>Risk Management</category>
      <category>down payment solutions</category>
      <category>Tax Refund Season</category>
      <category>Check Acceptance</category>
      <pubDate>Thu, 05 Mar 2026 16:57:44 GMT</pubDate>
      <author>marketing@cross-check.com (CrossCheck)</author>
      <guid>https://www.cross-check.com/blog/tax-refund-season-how-auto-dealers-can-protect-larger-down-payments</guid>
      <dc:date>2026-03-05T16:57:44Z</dc:date>
    </item>
    <item>
      <title>Checks vs. ACH: Do Checks Still Make Sense for Merchants?</title>
      <link>https://www.cross-check.com/blog/checks-vs.-ach-do-checks-still-make-sense-for-merchants</link>
      <description>&lt;div class="hs-featured-image-wrapper"&gt; 
 &lt;a href="https://www.cross-check.com/blog/checks-vs.-ach-do-checks-still-make-sense-for-merchants" title="" class="hs-featured-image-link"&gt; &lt;img src="https://www.cross-check.com/hubfs/Vector%20image%20of%20making%20a%20payment%20on%20a%20phone.jpg" alt="Vector image of making a payment on a phone" class="hs-featured-image" style="width:auto !important; max-width:50%; float:left; margin:0 15px 15px 0;"&gt; &lt;/a&gt; 
&lt;/div&gt; 
&lt;p&gt;&lt;span style="line-height: 22.0083px;"&gt;As more businesses adopt digital payment options, many merchants are asking the same question: do checks still make sense, or should everything move to ACH?&lt;/span&gt;&lt;/p&gt; 
&lt;p&gt;&lt;span style="line-height: 22.0083px;"&gt;The reality is that both payment methods continue to play an important role. While ACH and other bank-based payments offer speed and convenience, checks remain widely used across industries where transaction sizes are larger or where customers prefer traditional payment methods. Instead of replacing one with the other, many businesses are finding that a balanced approach works best.&lt;/span&gt;&lt;/p&gt;</description>
      <content:encoded>&lt;div class="hs-featured-image-wrapper"&gt; 
 &lt;a href="https://www.cross-check.com/blog/checks-vs.-ach-do-checks-still-make-sense-for-merchants" title="" class="hs-featured-image-link"&gt; &lt;img src="https://www.cross-check.com/hubfs/Vector%20image%20of%20making%20a%20payment%20on%20a%20phone.jpg" alt="Vector image of making a payment on a phone" class="hs-featured-image" style="width:auto !important; max-width:50%; float:left; margin:0 15px 15px 0;"&gt; &lt;/a&gt; 
&lt;/div&gt; 
&lt;p&gt;&lt;span style="line-height: 22.0083px;"&gt;As more businesses adopt digital payment options, many merchants are asking the same question: do checks still make sense, or should everything move to ACH?&lt;/span&gt;&lt;/p&gt; 
&lt;p&gt;&lt;span style="line-height: 22.0083px;"&gt;The reality is that both payment methods continue to play an important role. While ACH and other bank-based payments offer speed and convenience, checks remain widely used across industries where transaction sizes are larger or where customers prefer traditional payment methods. Instead of replacing one with the other, many businesses are finding that a balanced approach works best.&lt;/span&gt;&lt;/p&gt;  
&lt;img src="https://track-na2.hubspot.com/__ptq.gif?a=138250&amp;amp;k=14&amp;amp;r=https%3A%2F%2Fwww.cross-check.com%2Fblog%2Fchecks-vs.-ach-do-checks-still-make-sense-for-merchants&amp;amp;bu=https%253A%252F%252Fwww.cross-check.com%252Fblog&amp;amp;bvt=rss" alt="" width="1" height="1" style="min-height:1px!important;width:1px!important;border-width:0!important;margin-top:0!important;margin-bottom:0!important;margin-right:0!important;margin-left:0!important;padding-top:0!important;padding-bottom:0!important;padding-right:0!important;padding-left:0!important; "&gt;</content:encoded>
      <category>ACH</category>
      <category>Check Processing</category>
      <category>ACH payments</category>
      <pubDate>Mon, 23 Feb 2026 19:11:01 GMT</pubDate>
      <author>marketing@cross-check.com (CrossCheck)</author>
      <guid>https://www.cross-check.com/blog/checks-vs.-ach-do-checks-still-make-sense-for-merchants</guid>
      <dc:date>2026-02-23T19:11:01Z</dc:date>
    </item>
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