CrossCheck Blog

Auto Repair Payments Before Pickup: An Easier Way to Reduce Service Lane Congestion

marketing@cross-check.com (CrossCheck) — Mon, 30 Mar 2026 17:16:36 GMT

In today’s service lane, efficiency matters, especially when it comes to handling dealership service payments.

When Merchants Start Questioning Their Check or ACH Guarantee Provider

marketing@cross-check.com (CrossCheck) — Fri, 27 Mar 2026 15:47:05 GMT

Most large merchants already have some form of che ck or ACH guarantee service in place.

Why Businesses Still Use Checks or ACH for Large Purchases

marketing@cross-check.com (CrossCheck) — Wed, 18 Mar 2026 18:35:16 GMT

Digital payments are everywhere today. Customers tap their phones, swipe cards, or click a button online to complete everyday purchases.

Processing Check and ACH Payments Shouldn’t Be Complicated

marketing@cross-check.com (CrossCheck) — Tue, 10 Mar 2026 21:11:13 GMT

At CrossCheck, we’re always looking for ways to make things easier for the businesses we work with. That’s the idea behind our updated CrossCheck Merchant Portal.

Tax Refund Season: How Auto Dealers Can Protect Larger Down Payments

marketing@cross-check.com (CrossCheck) — Thu, 05 Mar 2026 16:57:44 GMT

Tax season changes buying behavior.

Checks vs. ACH: Do Checks Still Make Sense for Merchants?

marketing@cross-check.com (CrossCheck) — Mon, 23 Feb 2026 19:11:01 GMT

As more businesses adopt digital payment options, many merchants are asking the same question: do checks still make sense, or should everything move to ACH?

The reality is that both payment methods continue to play an important role. While ACH and other bank-based payments offer speed and convenience, checks remain widely used across industries where transaction sizes are larger or where customers prefer traditional payment methods. Instead of replacing one with the other, many businesses are finding that a balanced approach works best.

Why More Businesses Are Quietly Steering Customers Toward Bank-Based Payments

marketing@cross-check.com (CrossCheck) — Thu, 12 Feb 2026 19:13:18 GMT

If you’ve paid a bill online recently, you may have noticed a subtle shift.

What Auto Dealers are Rethinking Heading into NADA 2026

marketing@cross-check.com (CrossCheck) — Thu, 22 Jan 2026 22:59:16 GMT

Auto dealers are heading into 2026 with stronger sales volume, but far less certainty across day-to-day operations.

Margins remain tight. Consumer expectations continue to rise. Risk is shifting in ways that are not always obvious on the surface. As a result, many dealers are using this year’s NADA Show as a checkpoint, not just a trade show.

Auto Sales Are Rising

marketing@cross-check.com (CrossCheck) — Mon, 12 Jan 2026 21:19:00 GMT

Auto Sales Are Rising, But Payment Certainty Is Under Pressure

US retail auto sales closed out 2025 on a stronger footing, even after a softer fourth quarter. According to new data from J.D. Power, full-year new vehicle retail volume increased by approximately 4 percent. On the surface, that points to a resilient market.

Why Debit Card Fraud Is Becoming a Merchant Problem

marketing@cross-check.com (CrossCheck) — Tue, 06 Jan 2026 00:46:16 GMT

Debit cards have long been positioned as a low-cost, reliable way for merchants to accept payments. But recent data shows the risk equation has shifted. Today, merchants are absorbing a growing share of debit card fraud losses, even as fee structures and network rules remain largely unchanged.

Recent analysis highlighted by PaymentsJournal, drawing on biennial data from the Federal Reserve, shows that merchants were responsible for nearly half of all debit card fraud costs in 2023. That marks a steady transfer of risk away from banks and toward the businesses accepting the payment, both in-store and online.