Whether you promote special holiday sales or not, shoppers will be out in full force in the coming weeks and will be bringing their check books. This bodes well for hardware stores, contractors, painters and many others in the building supply industry.

Hardware store managers and these independent contractors all have something in common: they are competitive. They track sales closely because that is how their success is measured. Part of this success should focus on baby boomers simply for their buying power and because they're the ones most likely shopping for building supply materials. This means they are familiar with check payments. Forbes states that baby boomers in particular "hold 70% of disposable income in the U.S." With such a large segment, can you afford not to cater to their shopping needs?

In addition to purchasing new homes, USA Today reports people are also choosing to fix and add-on to their existing home. Regardless if you're an ambitious do-it-yourselfer or you hire a professional, building supply materials are in high demand and the segment is primed to boom.

What's more, holiday season means more activity. This equates to more shoppers because people have more time off and allows them to do home improvement projects. Weather is not a negative factor either because many jobs can be performed indoors such as painting a bedroom, installing a hardwood floor or putting in a new shower.

If you manage a building supply store chances are you're very hands-on and have several years of experience. You understand the importance of arriving early and leaving late because it is your store and you oversee all store operations. If you're a contractor or painter you're out in the field on a daily basis for job assignments and not carrying around a credit card machine. High-ticket item repairs are not cheap so cash payments are unlikely making checks a likely payment method.

No doubt you want your business to be profitable and generate positive word-of-mouth. But you are also competitive and want to do better than last quarter. With more things going digital, you probably want less paperwork too. Lucky for you there is a solution for that, remote deposit capture. Not only is it an electronic check processing service but it also has guarantee benefits and eliminates trips to the bank to make deposits.

Check processing services create a competitive advantage for building supply managers and independent contractors in the industry that implement them. If you are not currently using a check service, find out how to choose the best service for your business by downloading our guide.